So I went through MSE to find an interest free spending credit card I opted for Virgin money, did the checker and got 100% pre approved, where it stated point blank I will be accepted instantly if I apply now……..so I applied and then it said 7 to ten days for a decision.
Has this happened to anyone else? I am worried now I will be turned down as previous past applications I have been accepted there and then. I have an excellent credit rating, will this be affected if they refuse? Will they tell me why?
Thanks in advance
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